Eagle
Programs

Commissions, Pricing &
How to Apply

Minority-Owned Grant

Market
Access

Trusted Choice

Agency Marketing &
Operations

Training, Education & Guidance

Business
Resources

,
 

Thank you for your interest in Eagle Agency.
Thank you for your interest in Eagle Agency.  You are just a few steps away from gaining access to four premier personal lines markets.  Eagle Company Partners are Travelers, MetLife Auto and Home, Hartford and Progressive.

What is Eagle Agency?
Eagle Agency is an independent agency operated by the Big “I”.  It is an exclusive personal lines benefit for Big “I” members.  As an Eagle Agent you maximize independence by choosing either to be appointed to sub-produce policies or just simply submit personal lines business on the Big I Markets website for quote and issue as needed.  For both options the Eagle Company Partners: Travelers, MetLife Auto and Home, The Hartford and Progressive are the same. If you choose appointment there is a minimum required two (2) new lines policies a month for each Company. If you are not sure the Agency can commit to 2 new line policies a month, choose Eagle Express.  There is no minimum per month policy requirement with Eagle Express.

Is there a membership cost?
Yes, there is a one time, non-refundable fee of $100.00.  The fee is collected by the State Association.

Who should apply for Eagle?
Anyone with prior insurance industry experience as an independent agent, captive agent, direct writer, company underwriter or personnel or claims representative .If you are thinking about becoming an independent agent or are an agent relatively new in business, Eagle Agency can be an especially good fit for you.


Eagle Agency Submission and Appointment Requirements:
We work closely with carriers to qualify prospective Eagle agents. To be considered for an Eagle appointment, current and ongoing membership with the State Association is an Eagle Agency requirement. The candidate will also provide:

  • Business Plan
  • Agency principal’s resume
  • Copy of Errors and Omissions Declaration with a minimum of $1,000,000
  • *Agency License
  • Agent License(s)
  • If you are a current agent, production loss reports from the top three personal lines carriers
  • Core Business Requirements:
  • Active membership with your Big “I” State Association
  • Hold valid Property/Casualty Licenses
  • Maintain Errors and Omission coverage with at least a minimum limit of $1,000,000
  • Computer with Microsoft Windows based operating system (sorry, Eagle automation is not compatible with Mac)

*Certain agency ownerships do not require an agency license.  Check with your State.
 

There are choices with Eagle Agency!
You, the agent choose.  No matter what choice you make, there is a $100 membership fee for access to Eagle. Additional fees may apply depending on which of the four access choices works best for you. The four choices include the following;

Eagle:
One-time membership fee of $100

Eagle Plus:
One-time membership fee of $100

Eagle A-Plus:
One-time membership fee of $100

Eagle Express:
One-time membership fee of $100

You apply for appointment. Choose all four or just one Company; it is the agency’s decision. If approved by the carrier, the agency quotes, binds and transacts all policy business through the carrier online portal.

For example, if you are approved for three carriers and want three quotes for a client, you will need to enter three (3) separate the application into three (3) separate online portals. Policy and commission download are not available.  

Eagle Pricing:

  • Agency/Agent Appointment

  • Companies Available: Travelers, MetLife Auto and Home , Progressive & The Hartford 

  • Quotes done within each Companies online portal 

  • No policy and commission download available

  • Servicing is done by agency

  • Possible Direct Contract in 2 years 

  • Graduated commission based on volume 

  • 2 New Lines required a month for each Company chosen

Eagle Plus works just like Eagle accept you can use PL Rating, an online comparative rater to quote. PL Rating provides the capacity the capacity to receive multiple quotes with a single entry.

Eagle Plus grants access to PL Rating at a discounted initial fee and reduced monthly cost. Pl Rating is available under the Eagle Plus and Eagle A-Plus options. Policy and commission download are not available.

Plus Pricing:

  • Agency/Agent Appointment

  • Companies Available: Travelers, MetLife Auto and Home , Progressive & The Hartford 

  • Quotes done on PL Rating, a comparative rating system-single entry multiple quotes.

  • No policy and commission download available

  • Servicing is done by agency

  • Possible Direct Contract in 2 years 

  • Graduated commission based on volume 

  • 2 New Lines required a month for each Company chosen

Eagle A-Plus is Eagle Agency with PL Rating, a comparative rating system and AMS360, an agency management system. Both PL Rating and AMS360 are online programs.  AMS360 helps you manage and process policy detail, and accounting client information. It also performs marketing functions.

At some point all successful insurance agencies need an agency management system. Let us offer your agency leased space on Eagle’s AMS360 for a discounted initial fee and reduced monthly charges. Policy and commission download are not available.   

Since you are appointed by each carrier for Eagle, Eagle Plus and Eagle A-Plus, you can earn our way to a direct appointment with the carriers after achieving carrier specific volume, profit and new business quality standards.

A-Plus Pricing:

  • Agency/Agent Appointment

  • Companies Available: Travelers, MetLife Auto and Home , Progressive & The Hartford 

  • Quotes done on PL Rating, a comparative rating system-single entry multiple quotes.

  • AMS360, Agency Management System.  All business is transacted on AMS360 .  Download of policy detail

  • Servicing is done by agency

  • Possible Direct Contract in 2 years 

  • Graduated commission based on volume 

  • 2 New Lines required a month for each Company chosen

Eagle Express enables the agent to receive quotes from multiple carries by completing only one application. State, territorial and underwriting restrictions apply. Eagle Agency underwrites quotes, binds and issues new business. 

For this reason the agency and agent are not approved by the carriers. Access to Eagle Express is guaranteed by Eagle personnel. The agent of record on all Eagle Express polices is IIAA Agency Administrative Services (AAS), the holding company of which Eagle Agency is a part of. Service for Eagle Express polices is performed by the Carrier service center. 

New business quote requests are submitted directly on to the Big "I “Markets platform.

Express Pricing:

  • No Appointment - Sub-produce directly through Eagle
  • Companies Available: Travelers, MetLife Auto and Home , Progressive & The Hartford 
  • Business submitted on the Big "I” Markets platform (www.bigimarkets.com) and quoted by Eagle
  • No policy and commission download available
  • Servicing is done by Company Service Center
  • Possibility to obtain an Eagle Agency sub-appointment or a direct company appointment.
  • Graduated commission based on volume 
  • No minimum policy or premium commitments.
 
 

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 Big I Member Commissions & Pricing Structure

Eagle Commission Structure
With Eagle Agency the more you write the more you earn. In addition to being able to earn graduated commissions, YOU OWN the policy renewal and there is NO penalty fee should you decide to move the business from Eagle.

The commission we receive differs by carrier and line of business. The percentage we share with Eagle Agents is based on the total volume of the agency.  Earn graduated commissions based on volume as indicated below:

Agent Volume Per Insurer (From => To)

Agent Share of Commission

Eagle Express agent share of Commission

$0

$99,999

66.0%

55.0%

$100,000

$249,999

75.0%

65.0%

$250,000

$499,999

82.5%

72.5%

$500,000

Over

90.0%

80.0%

*Eagle Express agents must use company service centers which results in lower commission.

How to apply for Eagle Agency
Join your state association
(Click here to download a PDF of the following steps.)

1.    First, join your Big "I" state association.  Click here to find your state’s website and contact information.  In addition to the services provided by the state, you get access to programs offered through the national association, such as Eagle Agency.  Click here to learn more about the Big "I". 

2.    Become a Big "I" Markets Sub-producer.  Once you are a member, become a sub-producer on Big "I" Markets, the Big "I"’s market access program.  Go to www.bigimarkets.com.  From the landing page, select the “Register On-line” link and follow the instructions.  This process puts a sub-producer agreement in place.  Take some time to navigate the site to become familiar with the products available.  (A website demonstration webinar is held every Thursday afternoon.  See website to register.) 

3.    Apply for Eagle.  Once the BIM registration is complete, Log onto Big “I” Markets (www.bigimarkets.com) and select Eagle Agency Appointment Application from the offline products menu on the left tool bar.

4.     Once you have selected Eagle Agency Appointment Application, click on the request a quote button.

5.     Complete the information requested. ENTER YOUR AGENCY NAME AND ADDRESS AS THE CLIENT, as you are actually the client in this case.

6.    Submit the quote request which will alert Eagle staff of your interest.

7.    Complete the online application and provide the additional forms that are required.

8.    Either scan and attach the completed agency profile forms in Big “I” Markets or fax them to Jodie Bacote at 703-995-4406. The required forms include a business plan, resume a copy of your agency E&O dec page, most recent production report, and a copy of your state P&C license.

Eagle Agency has been a part of the Association for fifteen years. It was originally developed to help small, rural agencies compete in the market with nationally recognized carrier. Eagle started in thirteen states and now we are in forty eight states and the District of Columbia. There are quite a few Eagle success stories.

Our Partners
Travelers has been a partner of Eagle Agency since the 90’s, when Eagle Agency was first established.  All types of personal insurance for individuals are available, including auto, homeowners, condo, renters, boat/yacht and umbrella.  Travelers is a Trusted Choice® sponsored carrier.  Rated A+ (Superior) by AM Best Company.  Through Eagle Agency, coverage is not available in, Alaska, Hawaii, Louisiana, Massachusetts, Michigan, North Dakota, South Dakota, West Virginia and Wyoming.  In addition, there may be restricted availability in other areas.

MetLife Auto and Home is well known and respected carrier.  Insurance from MetLife offers protection from financial losses that can occur to vehicles and homes.  Rated A+ (Superior) by AM Best Company.  Products are not available in Alabama, Alaska, Hawaii, and Michigan.  In addition, there may be restricted availability in other areas.

Progressive Personal Lines is one of our newer partners and a Trusted Choice® carrier offering personal lines products.  Rated A+ (Superior) by AM Best Company.  Progressive is not available in New Jersey and Massachusetts.  Territorial limitations in other states may apply. 

Hartford is the newest partner and a Trusted Choice® carrier.  The Hartford is consistently recognized for its superior products and service.  Rated A (Excellent) by AM Best Company Hartford Personal Lines are not available in Michigan, New Jersey, Mississippi and Delaware.  In addition, there may be restricted availability in other areas.

Eagle Fee Structure
Eagle offers one of the lowest cost points of entry into the agency business. In addition to the cost of the State Association membership, Eagle Agency has a one- time non-refundable registration fee of $100.00. The membership fee is paid to the State Association.

Fee structure:

Eagle

Eagle Plus

Eagle A-Plus

Eagle Express

$100 registration fee

$100 registration fee

$100 registration fee

$100 registration fee

No additional set-up fees

$100.00 PL Rating Set-Up (one time) fee up to five users

$100.00 PL Rating set-up (one time) charge for up to five users

No additional set-up fees

No additional monthly fees

$213.00 PL Rating Monthly fee up to 5 users billed quarterly ($639)

$213.00 PL Rating monthly fee up to five users billed quarterly

No additional monthly fees

No training fees

N/A

$90.00 Training fee for 6 AMS360 online Learn Modules

No training fees

No set-up fee

N/A

$300.00 AMS360 set-up fee (one time) charge for single user

No set-up fee

N/A

N/A

$242.00 AMS360 Monthly fee for single user billed quarterly ($726)

N/A

Upon sub-producer appointment approval each new Eagle A-Plus principal will be assessed an activation fee of $100 for PL Rater and $300 for access to the AMS 360 platform. These are costs Eagle incurs and are being passed along to you at steep discounts from normal pricing. The monthly fee for access to both Pl Rating and AMS 360 is $455 with the first three months payable due prior to the agency being activated. Subsequent access fees will be billed quarterly. The principal will be able to add producers and CSR’s, each with their own account at an activation fee of $100 for PL Rating and $300 for AMS 360 and a monthly fee of $242 per user. In addition, a training fee of $90 will be due to Eagle A-Plus upon activation. This fee will provide access to six AMS training modules, each of which must be successfully completed that must be successfully completed before your agency can be activated for Eagle Plus.  

Total start-up fees required prior to activation of Eagle A-Plus are $1,855.00 itemized as follows:
Single User Start-Up Fees:
PL Rating and AMS360 set up fees: $400
Three months advance of monthly user fees: $1,365

AMS training fee: $90

Recurring Monthly Fees for Eagle A-Plus are:
PL Rating and AMS360: $1,365 ($455.00 cost per month billed quarterly)
The recurring monthly fee for use of AMS360 and PL Rating is $455.00. This fee will be invoiced quarterly. The invoice will be delivered forty-five days (45) prior to the due date. Failure to pay the quarterly monthly fees by due date in accordance with all delinquent pay notices will result in the agency, agency employee(s) for whom the fees are not paid losing access to both PL Rating and the AMS 360 system. Once fees are paid current there will be a re-activation fee of 50% of commission for the month Eagle Agency has process your statement. If it happens more than three times in one year your agency can be subject to termination from Eagle agency.
 

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 Minority-Owned Grant

Minority-Owned Agency Grant Available to Eagle Agency Applicants
(Excludes Eagle and Eagle Express)

The IIABA's Diversity Task Force is pleased to offer grants to defray the cost of entry for Eagle Agency applicants. If your agency has at least a 51% minority ownership and you would like to apply for a one-time $500.00 grant, please provide the following information:

 Agency Ownership is at least 51%:

 Market Served by My Agency:

    Asian American

    African American

    Hispanic

    Women

    Native American

    Middle Eastern

Urban

Suburban

Rural

Mixed

If your agency is accepted for participation in the Eagle Agency, you will be notified if your grant request has been approved. You can apply for the diversity grant as you complete the Eagle Agency registration process by clicking here.

About the Diversity Task Force
The goal of the IIABA Diversity Task Force is to help create an independent agency population, from ownership to all staffing levels, that mirror the diversity of our nation and enables both agencies and companies to achieve optimal growth and market penetration.

 

Eagle
Programs

Commissions, 
Pricing &

How to Apply

Minority-Owned Grant

Market
Access

Trusted Choice

Agency Marketing &
Operations

Training, Education & Guidance

Business
Resources

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 Market Access

Big "I" Markets:
Round out your market access opportunities by registering for Big "I" Markets (BIM). BIM is an online market access wholesale outlet available exclusively to Big “I” members for specialty niche business that has NO access fees and NO minimum volume commitments. Through BIM you can access such markets as Chubb, Fireman’s Fund and ACE for high-end personal lines accounts, MiddleOak for Habitational markets, Travelers Select accounts for small and medium sized commercial, Lexington for non-standard homeowners and a host of other specialty markets. Visit
www.bigimarkets.com for more information or click here to view the 2012 BIM product guide.

Big "I" Retirement Services:
You can access a retirement program for you and your employees. This includes having support in tailoring your plan to fit your needs and ongoing support in managing your accounts.

LifeSource:
Offering life insurance to your clients is an absolute must if you are going to provide them full circle protection to help them protect their most precious asset, their life. Plus selling life insurance is a great way to generate much needed agency cash flow. With LifeSource you will have access to hundreds of the best life markets. Better yet, you do NOT even have to be very knowledgeable in life to benefit from LifeSource. Instead, you can simply refer a client who is interested in Life Insurance to LifeSource and let LifeSource make the sale on your behalf. You still own the business and get paid both new and renewal commissions. You can also access LifeSource for annuity and disability products.

 

Eagle
Programs

Commissions, 
Pricing &

How to Apply

Minority-Owned Grant

Market
Access

Trusted Choice

Agency Marketing &
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 Trusted Choice 

Trusted Choice® was created to be a unifying brand for independent insurance agents and brokers and to help educate consumers about the benefits of using an independent agent or broker when buying insurance - choice of companies, customization of policies, and advocacy support. Trusted Choice® provides resources for independent agents and brokers to position themselves as the premier distribution option.

Trusted Choice® is not a market access program. While there are currently 61 Trusted Choice® Company Participants; that simply means that these companies have made a financial commitment to Trusted Choice®. They make that financial investment as a way of demonstrating their commitment to the independent agency system, and their confidence in their agents' unparalleled valued. Trusted Choice® Company Participants realize that using a unified voice for advertising and promoting independent agents and brokers is what is best for everyone. Working together creates the best opportunity to affect significant change in consumer perception and market share.

www.trustedchoice.com
 

Eagle
Programs

Commissions, 
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How to Apply

Minority-Owned Grant

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 Agency Marketing & Operations

Agency Marketing 
Trying to find prospects and developing marketing strategies and tactics to write business is the lifeblood of any agency.

Member Marketing Activity Center (MMAC)
www.independentagent.com/mmac
As an Eagle Agency agent, you will have access to the Member Marketing Activity Center (MMAC) that helps you design and implement marketing campaigns. MMAC takes the legwork out of much of the process by giving you access to customizable marketing materials, lead, prospect lists and will even execute email and, direct mail campaigns.

Order your Big “I” and Trusted Choice logo calendars, business cards, stationery, promotional give-a-ways and other marketing support tools through MMAC, which specializes EXCLUSIVELY in helping meet the marketing needs of insurance agents. Our partner, Mines Press, has been committed to bringing print marketing materials to IIABA members for over 20 years.

 

Eagle
Programs

Commissions, 
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How to Apply

Minority-Owned Grant

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Access

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 Training, Education & Guidance

Training
With Virtual University you have at your fingertips access to a host of educational and training support including the "Ask the Expert" service where you can submit a coverage questions and within 24 hours gave an answer from several CPCUs OR access VU's extensive library of online CE classes, research library, newsletters and more.
www.independentagent.com/VU.

Guidance - Ask the Expert
Need some expert advice on anything and everything to do with operating an agency? As an Eagle Agency agent and member of the Big I, you have access to the “Ask The Expert” service which is part of the Big I Virtual University. Simply go to the Ask The Expert link within Virtual University and fill out the question form. Your questions will be sent to several of the over 50 industry experts that comprise the Ask The Expert response team. You will receive written insights from several experts. No topic is off limits. So whether you have a questions on how to use your agency management system, how to pay staff or anything in between, let the experts at Virtual University give you the advice you need. The cost for this exclusive service? Nothing! It comes with being a member of the Big I and an Eagle agent!

Continuing Education:
Your state association offers a wide range of classroom continuing education opportunities to help you and your support staff stay current on industry issues and state insurance department CE requirements.

IA magazine:
As an Eagle Agency agent you automatically will receive the award winning IA Magazine. Published monthly, IA Magazine is written specifically with the concerns of Independent Agents in mind.

 

Eagle
Programs

Commissions, 
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How to Apply

Minority-Owned Grant

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 Business Resources 

InsurBanc:
Do all of your banking with a bank that specialized EXCLUSIVLEY on meeting the needs of Independent Insurance agents.

Caliper:
You will receive exclusive discount pricing on the premier personality testing product in the industry. Caliper hulks’ you make sure that you hire the right person for each job function.

Young Agents (YAC):
If you are a under 40 you can choose to participate in the associations Young Agent program. The program is designed to help younger agents network with one another and get involved in charitable work.

FedEx:
As a member of the Big I you can save up to 26% on select FedEx shipping services.

 

Eagle
Programs

Commissions, 
Pricing &

How to Apply

Minority-Owned Grant

Market
Access

Trusted Choice

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